When can I apply for Medicare?

Now lets say you are already getting Social Security retirement or disability benefits, you will be
contacted about a few months before you become eligible for Medicare. They will send you all
the information you need. If you live in one of the 50 states, you will be enrolled in Medicare
Parts Aand B automatically. However, you can turn this down if you want. Any Resident of
Puerto Rico or any foreign countries can not receive Part B automatically. They must elect this
benefit.

Once you are enrolled in Medicare, you will receive a red, white and blue Medicare card showing
whether you have Part A, Part B or both. Make sure to keep your card in a safe place so you will
have it when you need it. If you do lose your card or it is stolen, you can apply for a replacement
card at www.socialsecurity.gov/medicarecard or call Social Security’s toll-free number. You also
will receive a Medicare & You handbook that describes all of your Medicare benefits and plan
choices and special enrollment situations.

Sincerely,
Tom Caress
760-413-9749