(Bloomberg) -- Health insurers who want to sell plans in states that refuse to create new U.S
health-care marketplaces will have to pay fees for the federal government to regulate them.
Insurers will pay a fee of 3.5 percent of their premiums to sell plans in a federally run health
exchange, the government said today in a regulatory filing. The exchanges are new market
places somewhat like online travel services where uninsured people will buy policies.
Each state must tell the federal government by Dec. 14 whether they will run an exchange.
So far, 17 have said they won’t build one, according to the nonprofit Kaiser Family Foundation
of Menlo Park, California. In another six, the government will build the exchange and run it in
partnership with the state. The total amount of the fee announced today won’t be known until
all states have made their decisions, the government said.
The proposed regulation also describes how the government will prevent insurers from
cherry-picking healthy customers in the exchanges. The rule “will help to ensure that every
American has access to high-quality, affordable health insurance,” the Department of Health
and Human Services said in the filing.
Sincerely,
Tom Caress
760-413-9749
medicareplansdirect.net
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