Tuesday, December 4, 2012

Medicare Part C

Medicare Advantage, also known as Medicare Part C, is an option when you need more
coverage than your traditional Medicare plan. With the Medicare Advantage plan it allows
 you to substitute your basic plan with a private plan that is approved and subsidized by
Medicare. These plans help with hospital cost, doctor visits and other medical services that
you get with Original Medicare. Usually these plans offer coverage that improves on original
Medicare. For instance they can include prescription drug coverage, as well as coverage for
vision, hearing and even a health club membership.

Medicare advantage plans are run by private insurance companies and the levels of these
Medicare Advantage plans will  be different from insurance carrier to insurance carrier and
plan to plan. So make sure you shop around.

To apply for a Medicare Advantage plan you have to be eligible for Medicare and paying
your monthly Part B premium.  For most, you can enroll in a Medicare Advantage plans when
you hit 65 or once a year during the annual enrollment period. A lot of Medicare Advantage
plans come with an annual deductible to help keep your monthly premium down. You pay a
co-pay, or co-insurance, for only the services you use and not for those you don't use.

We specialize in Medicare Advantage plans and  Medicare Supplement plans so contact our
agency and an agent can assist you and make sure you fully understand your options and make
sure you get the best rates available. We cover Southern California,counties of Riverside,
San Bernardino and surrounding area's. We also cover Nevada and all of Utah.  Please visit
 us online at Medicareplansdirect.net or call 760-413-9749.

Sincerely,
Tom Caress
760-413-9749


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