Medicare Part B

Medicare Part B covers outpatient and preventative services, including:

> Office visits to specialists

> Ambulance transportation

> Outpatient diagnostic test (such as blood tests and urinalyses)

> Various outpatient therapies your doctor may prescribe, such as Occupational Therapy

> Preventative services, such as diabetes services and the flu shot


If you are eligible for Medicare Part A, you are also automatically enrolled in Medicare
Part B but you can choose not to be.  When you enroll in Medicare Part B, you will pay
a monthly premium. You must enroll in Medicare Part B when you are eligible because
for every year that you wait to join, the monthly premium permanently increases by ten
percent. For example, if you wait five years after you become eligible to enroll your
monthly premium will have permanently increased by 50 percent. (This does not apply if
you are part of an employer group plan that is only available to current employees.)



 Sincerely,
Tom Caress
760-413-9749