Supplement VS Medicare Advantage Plans
Medicare Supplement Plans also called Medigap plans means you keep your Traditional
Medicare and add a 'supplemental' insurance to get better health care.
Key factors of Medicare Supplement Plans:
>The benefits of Medigap plans are they are standardized by the federal government, meaning
that plans sold by different insurance companies all offer the same benefits.
>Medigap plans offer services from a large network of doctors and caregivers.
>Medigap plans always require an additional monthly premium
>You will need to enroll in a separate prescription drug plan.
Key Factors of Medicare Advantage Plans
>MAs are health plans offered by private insurance companies that provide the standard
Hospitalization and medical coverage of Medicare Part A and Part B.
>MAs delivers their benefits through one or more of the following options like an HMO,PPO,
or PFFs plan.
>Some Medicare Advantage plans offer prescription drug coverage (often for an additional
monthly cost)
If you want to enroll into a Medicare Advantage Plan that means you will move out of the
TraditionalMedicare into a private Health Plan provided by a private insurance company.
Any senior whochooses to enroll in a Medicare Advantage plan must still pay the same monthly
premium as thoseenrolled in the traditional Medicare Part B. There could also be additional cost
depending onthe benefits provided by the plan. However, there are many Medicare Advantage
plans that offermore coverage protection than Medicare Parts A and B, but have zero extra
monthly premiums abovethe Part B amount that normally is paid. Many Medicare Advantage
plans have extra benefits and lower copayments than the Original Medicare Plan.
We specialize in Medicare Advantage plans and Medicare Supplement plans so contact our
agency and an agent can assist you and make sure you fully understand your options and make
sure you get the best rates available. We cover Southern California,counties of Riverside,
San Bernardino and surrounding area's. We also cover Nevada and all of Utah. Please visit
us online at Medicareplansdirect.net or call 760-413-9749.
Sincerely,
Tom Caress
760-413-9749
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